With the start of the fiscal year, many companies are expected to rejig employee salary structures to reflect recent changes to India’s labour and personal income tax laws. Which components…
Category: Banking And Finance
Personal loan interest rates March 2026: Comparison of top banks, fees and 5 key things to check before you apply
If you are planning to take a personal loan, it is vital to carefully compare interest rates across leading lenders. Such due diligence can help you save a significant amount…
These 7 PSU banks offer up to 7.25% FD rates for senior citizens: 5 steps to choose the best fixed deposit
Before you invest in a Fixed Deposit (FD), you must compare interest rates across different banks. While base rates are often similar, most banks offer an extra 50 basis points…
Crude hovers near $108 amid US-Iran conflict: How could oil volatility affect your investment portfolio?
Due to the ongoing conflict in the Middle East, oil prices are surging again, with Brent crude hovering around $108 a barrel. This has been a primary consequence of escalating…
8th Pay Commission extends deadline to 31 March: What it means for your salary, pension and allowances
In an important development, the 8th Pay Commission has extended the deadline for submitting responses to its 18-point questionnaire to 31 March 2026. The extension is intended to give central…
War-hit flight disruptions expose travel insurance gaps
As the ongoing Iran–US conflict disrupts travel globally, thousands of travellers are facing flight delays, cancellations and costly rebookings. With airspace shut across West Asia, a key transit corridor for…
Claiming HRA? New rental rules kick in from 1 April — what are the changes and what happens if they are ignored?
A key change in House Rent Allowance () rules is set to come into force from 1 April, under which salaried individuals claiming HRA tax benefits should mandatorily report their…
Women are powering India’s next credit boom; here’s what the data shows
India is making strong progress in the credit ecosystem, whether it is through digitalisation, better use of data and analytics, adoption of AI and machine learning, or expanding reach. It…
Why you must plan for a 30-year retirement
India’s life expectancy has risen from 62 to 72 in 25 years and could approach 90 by 2100, according to UN projections. For affluent Indians, better healthcare and lifestyles mean…
Should you buy home loan insurance? How it works and where to buy
I’m 34 years old and recently took a home loan of ₹85 lakh for a 2BHK apartment, with a repayment tenure of 25 years. The bank is recommending a home…