The world is going through a lot of geopolitical stress with the raging US-Israel-Iran conflict, along with the never ending Russia-Ukraine war, continuously creating immense challenges for the world. The…
Category: Banking And Finance
Time, not timing, is the real edge in investing
Consistency and patience tend to deliver better outcomes than constant buying and selling driven by market sentiment. Yet this is also the hardest discipline for investors to follow. Warren Buffett…
Thinking of stopping your SIP? Why market volatility says don’t
Indian equity markets have been unsettled since early 2025 by a mix of global shocks—geopolitical flare-ups, US tariff threats and rising crude prices. Conditions have worsened in 2026, with the…
Bengaluru digital arrest scam: Elderly woman loses ₹38 lakh to cyber fraud – 5 lessons to keep yourself protected
A 78-year-old woman from Indiranagar, Bengaluru, recently lost ₹38 lakh in a well-designed “digital arrest scam,” according to a report in The Hindu. This cyber fraud case highlights how fraudsters…
Joint income tax return? This Rajya Sabha MP has a fix for couples paying higher taxes
Rajya Sabha member, Aam Admi Party (AAP) spokesperson and Chartered Accountant Raghav Chadha on 16 March has proposed joint filing of income tax returns for married couples. Speaking in Parliament…
Advance tax: How to check and download challan, make corrections in case of errors — Step-by-step guide
Yesterday, 15 March, was the last day to pay the final installment of advance tax deadline for this financial year. This has to be paid by individuals whose net liability…
Missed advance tax final instalment deadline? Here’s what taxpayers should do now to avoid higher penalties
Taxpayers who missed the final instalment deadline on 15 March still have options to limit the financial impact. While the Income Tax Act requires individuals to pay their tax liability…
Tax harvesting can save money—but it can also derail your portfolio
As the financial year draws to a close, many investors start reviewing their portfolios to see if they can reduce their tax outgo. One strategy that often comes up during…
A ₹38 lakh hospital bill—and the top-up claim that took months
Some months ago, a friend called me—relieved and exhausted in equal measure. His mother had just completed a long cancer treatment. The total bill was ₹38 lakh. He had done…
I bought an apartment in 2013 but registered it only in 2025. What is the year of acquisition?
I had paid the full amount of ₹23 lakh to the builder to buy an apartment in 2013, and had got possession the same year without getting the apartment registered…