PhonePe today announced the launch of its AI-powered integration layer for merchants, marking a move to simplify the payment gateway go-live process. Built for AI coding assistants and backed by PhonePe’s own ‘Integration Intelligence’ layer, the system is designed to cut integration timelines for merchants from weeks to minutes.
With the new AI agent, merchants can integrate PhonePe’s payment gateway in minutes using a conversational interface, the company said. This reduces the time taken for integration and removes the need for deep technical expertise. By automating integration workflows, businesses can go live faster, helping them start accepting payments and generating revenue sooner.
“By layering our proprietary Integration Intelligence on top of AI coding assistants, we’ve created an agent that doesn’t just generate code, it understands payments. We’re just getting started with our AI journey and there are many more exciting features in the pipeline,” Rahul Chari, CTO and Founder at PhonePe said.
The company said the tool brings several benefits for merchants. Tasks that earlier took days of reading documents and debugging can now be completed in a single interaction with the AI agent. The system follows PhonePe’s payment gateway API specifications and correct payloads, while also enabling proper error handling using built-in best practices. It also improves developer productivity, allowing engineers and businesses to spend less time on integration and more on improving their products and services.
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The rollout will focus first on , which often face limits in developer resources but offer strong growth potential. The company said the solution allows them to onboard quickly without technical bottlenecks.
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