The PF problem: Why so many employees struggle to access their own money

For most salaried Indians, the Employees’ Provident Fund (EPF) is more than just a saving, it is a safety net built over decades of work. But new data shows a…

Selling property? Here are 9 smart ways to save on capital gains tax

Selling property often brings relief on one hand and worry on the other. While a house, a piece of land or even farmland can fetch a good price, many people…

Cash, gold, property: How to protect your wedding gifts from tax trouble

Indian weddings are famous for their grandeur and for the flurry of gifts that come with them. Cash envelopes, gold jewellery, luxury items, and even property can be part of…

HDFC Bank Reduces MCLR Rates For Specific Tenures; Latest Lending Rates Effective From Today, 8 September 2025

New Delhi: Private sector lender HDFC Bank has slashed its Marginal Cost of Funds-based Lending Rates (MCLR) effective from today, 8 September 2025. HDFC MCLR has been reuced by up…

How a fake loan dropped a credit score overnight, explains Sebi-registered analyst

Abhishek Kumar, a Sebi-registered analyst and founder of SahajMoney, shared a startling experience on LinkedIn that highlights the fragility of credit scores. “My CIBIL score dropped overnight. Without taking a…

UPS to NPS: Government fixes September 30 deadline, here’s what it means

The Finance Ministry has introduced a one-time option for central government employees in the Unified Pension Scheme (UPS) to shift back to the National Pension System (NPS). The Finance Ministry…

ITR filing: Why CAs are seeking extension of September 15 deadline

As the , tax professionals across India are facing mounting pressure. Chartered accountants and trade bodies have urged the Income Tax Department to extend the deadline, citing widespread technical glitches,…

FinTech Funding June 2024: Indian FinTechs Raised $587 Million

While there has been a funding winter in fintech and tech startups over the past year, early-stage deal funding has seen a rise, while late-stage deal funding has declined. FinTech…

December Bank Holiday List 2024 in India

December Bank Holiday List 2024: Plan Your Finances for the Festive Season! December marks the end of the year and the beginning of festive cheer in India. However, it’s also…

November Bank Holiday List 2024 in India

November Bank Holiday List 2024: Gear Up for Festive Closures in India November in India is synonymous with vibrant festivals and, of course, bank holidays. Here’s a comprehensive guide to…